Auto insurance policies can be a bit difficult to navigate. Beyond knowing that you're covered in the event of a collision, it can be a challenge to determine whether certain items are covered under your policy -- such as your windshield damage. Windshield damage needs to be fixed quickly; a small amount of damage can easily spiral out of control, spreading across the entire sheet of glass and creating a hazard. But there are a few complications when it comes to insurance.

Read the rest of entry »